1. Introduction

• Welcome to Zero To Hero Services ("Company," "we," "us," "our"). These Terms of Service ("Terms") govern your use of our website, services, and software products. By accessing or using our Services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you may not use our Services.

2. Eligibility & User Requirements

• To use our Services, you represent and warrant that: (a) you are at least 18 years old and possess the legal authority to enter into this agreement; (b) you have the necessary knowledge and experience to use the Services for their intended purpose; (c) you will use the Services in compliance with all applicable laws and regulations; and (d) any information you provide is accurate, current, and complete.

3. Account Registration & Security

3.1 Account Creation.

• Certain features of the Services may require account creation. You are responsible for maintaining the confidentiality of your login credentials and agree not to share them with third parties. You are solely responsible for all activities that occur under your account.

3.2 Account Termination.

• We reserve the right to suspend, terminate, or restrict your account access if you violate these Terms, fail to maintain accurate account information, or engage in conduct that we determine (in our sole discretion) to be harmful to our Services, users, or business. Account suspension or termination may be immediate and without prior notice in cases of serious violations.

4. Acceptable Use Policy

You agree not to use our Services for any unlawful or prohibited purpose, including but not limited to:

• Violating any applicable laws, regulations, or third-party rights
• Infringing on intellectual property rights, trademarks, or copyrights
• Redistributing, reselling, or sharing purchased products without authorization
• Attempting to bypass, hack, or reverse-engineer security features
• Interfering with, disrupting, or overloading our Services

5. Purchases, Payments & Refunds

5.1 Pricing & Payment.

• All prices are displayed in USD and subject to change at our discretion. Payment must be received in full before access to purchased products or services is granted.

5.2 Refund Policy.

• We offer a 7-day refund period from the date of purchase for most digital products, provided you have not accessed or substantially used the product. Refund requests must be submitted with documentation of your purchase and reason for the refund. Refunds are issued to the original payment method. Certain products, services, or circumstances may be non-refundable, and these exceptions will be clearly stated at the time of purchase.

6. Intellectual Property Rights

• All content, software, designs, text, graphics, images, and trademarks provided through our Services are the exclusive property of Zero To Hero Services or our licensors. You are granted a limited, non-transferable, non-exclusive, and revocable license to access and use the Services for your personal or internal business purposes, in accordance with these Terms. Any other use, reproduction, modification, or distribution is strictly prohibited without our express written consent.

7. Third-Party Services & Integrations

• Our Services may integrate with or link to third-party tools, platforms, or content. We do not endorse, warrant, or assume responsibility for third-party services. Your use of third-party services is subject to their terms of service and privacy policies. We are not liable for any damages or issues arising from your use of third-party integrations.

8. Disclaimers & Limitation of Liability

8.1 "As-Is" Services.

• The Services are provided "as-is" and "as available," without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

8.2 Limitation of Liability.

• To the fullest extent permitted by law, Zero To Hero Services, its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Services, including but not limited to data loss, business interruption, or lost profits, even if we have been advised of the possibility of such damages.

9. Indemnification

• You agree to indemnify and hold harmless Zero To Hero Services, its affiliates, officers, directors, employees, and agents from any claims, damages, liabilities, costs, and expenses (including reasonable attorney's fees) arising from or relating to: (a) your use of the Services; (b) your violation of these Terms; (c) your violation of applicable laws or third-party rights; or (d) any content you provide or actions you take through the Services.

10. Termination

• We may suspend or terminate your access to the Services at any time, in our sole discretion, if you violate these Terms or engage in conduct that we determine is harmful to our Services, users, or business. We may provide notice of termination when practicable, but termination may be immediate in cases of serious violations. Upon termination, your rights to use the Services cease immediately.

11. Privacy & Data Protection

• Your use of our Services is governed by our Privacy Policy, which is incorporated by reference into these Terms. Please review our Privacy Policy to understand our practices regarding data collection, use, and protection. We are committed to protecting your personal data in accordance with applicable privacy laws.

12. Modifications to Services & Terms

12.1 Changes to Services.

• We reserve the right to modify, discontinue, or change our Services, features, or functionality at any time, with or without notice. We will not be liable to you or any third party for any modification, suspension, or discontinuation of the Services.

12.2 Changes to Terms.

• We may update these Terms at any time by posting the updated version on our website or through our Services. We will attempt to notify you of material changes via email or in-app notification. Your continued use of the Services after changes become effective constitutes your acceptance of the updated Terms. If you do not agree with the changes, you must stop using the Services immediately.

13. Severability & Governing Law

13.1 Severability.

• If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

13.2 Governing Law.

• These Terms are governed by and construed in accordance with the laws of the State of North Carolina, without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the state and federal courts located in North Carolina for any disputes arising from these Terms or your use of the Services.

14. Dispute Resolution

• Before initiating legal proceedings, you agree to attempt to resolve any dispute by contacting us with a written description of the issue. If we cannot resolve the dispute within 30 days, either party may pursue legal action as outlined in Section 13.2. By using our Services, you agree not to bring class action lawsuits or participate in class action claims against Zero To Hero Services.

15. Contact Us

For questions about these Terms or our Services, please contact us at:

• Discord: @_xerz
• Telegram: https://t.me/xerzexe

Last Updated: April 2026

By accessing or using Zero To Hero Services, you acknowledge that you have read these Terms of Service, understand them, and agree to be bound by all of their terms and conditions.